Privacy Policy

Learn how we collect, use, and protect your personal information.

📅 Last Updated: January 12, 2026

1. Introduction

Asianpay Enterprise ("AsianPay," "we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our digital payment services.

This Privacy Policy complies with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and other applicable data protection regulations in India.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

  • Full name as per official documents
  • Mobile number and email address
  • Date of birth and gender
  • Residential address
  • Aadhaar number (for AEPS services)
  • PAN card details (for KYC compliance)
  • Bank account details
  • Photographs and identity documents

2.2 Transaction Information

  • Transaction history and details
  • Payment method information
  • Beneficiary details for money transfers
  • Recharge and bill payment details
  • Wallet balance and transaction logs

2.3 Technical Information

  • Device information (type, operating system, unique identifiers)
  • IP address and location data
  • Browser type and version
  • App usage data and analytics
  • Cookies and similar tracking technologies

2.4 Biometric Information

For AEPS services, we collect fingerprint data through certified biometric devices. This data is transmitted securely to UIDAI for authentication and is not stored on our servers.

3. How We Use Your Information

We use the collected information for the following purposes:

Purpose Legal Basis
Processing transactions and payments Contract performance
Identity verification and KYC compliance Legal obligation
Fraud prevention and security Legitimate interest
Customer support and communication Contract performance
Service improvement and analytics Legitimate interest
Marketing communications (with consent) Consent
Regulatory reporting and compliance Legal obligation

4. Information Sharing and Disclosure

We may share your information with:

4.1 Service Providers

Third-party service providers who assist us in operating our platform, including payment processors, telecom operators, DTH providers, and technology partners.

4.2 Financial Institutions

Banks and financial institutions for processing money transfers and other banking transactions.

4.3 Government Authorities

Regulatory bodies, law enforcement agencies, and government authorities when required by law or to comply with legal processes.

4.4 Business Partners

Authorized business partners and retailers who provide services through our platform.

🔒 We never sell your personal information to third parties for marketing purposes.

5. Data Security

We implement robust security measures to protect your information:

  • Encryption: All data transmissions are encrypted using SSL/TLS protocols
  • Secure Storage: Personal data is stored in encrypted databases with restricted access
  • Access Controls: Role-based access controls limit data access to authorized personnel
  • Regular Audits: Security audits and vulnerability assessments are conducted periodically
  • Incident Response: We have procedures in place to respond to data breaches promptly
  • Employee Training: Regular training on data protection and security practices

6. Data Retention

We retain your personal information for as long as necessary to:

  • Provide our services and maintain your account
  • Comply with legal and regulatory requirements
  • Resolve disputes and enforce our agreements
  • Prevent fraud and abuse

Transaction records are retained for a minimum of 10 years as required by applicable financial regulations. Upon account closure, we will retain certain information as required by law and delete other personal data within a reasonable timeframe.

7. Your Rights

You have the following rights regarding your personal information:

  • Access: Request access to your personal data we hold
  • Correction: Request correction of inaccurate or incomplete data
  • Deletion: Request deletion of your data (subject to legal requirements)
  • Portability: Request a copy of your data in a structured format
  • Objection: Object to processing of your data for certain purposes
  • Withdraw Consent: Withdraw consent for marketing communications

To exercise these rights, please contact us using the details provided below.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Remember your preferences and settings
  • Authenticate your identity and maintain session security
  • Analyze usage patterns and improve our services
  • Detect and prevent fraudulent activities

You can manage cookie preferences through your browser settings. However, disabling certain cookies may affect the functionality of our services.

9. Third-Party Links

Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to read the privacy policies of any third-party services you access through our platform.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will take steps to delete such information promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of significant changes through our platform, email, or other appropriate channels. Your continued use of our services after such changes constitutes acceptance of the updated policy.

12. Grievance Officer

In accordance with the Information Technology Act, 2000, we have appointed a Grievance Officer to address any concerns regarding your personal information:

  • Name: Grievance Officer, Asianpay Enterprise
  • Address: Shop No. 23, 1st Floor, Empire Business Center, Lohar Galli Road, Kirana Bazar, Kalaburagi (Gulbarga), Karnataka - 585104
  • Email: asianpayasianpay2@gmail.com
  • Phone: +91 63666 61189
  • Response Time: Within 30 days of receiving your complaint

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

  • Company: Asianpay Enterprise
  • Address: Shop No. 23, 1st Floor, Empire Business Center, Lohar Galli Road, Kirana Bazar, Kalaburagi (Gulbarga), Karnataka - 585104
  • Email: asianpayasianpay2@gmail.com
  • Phone: +91 63666 61189, +91 63666 36345, +91 63666 29345